Overview: Best credit cards for traveling to Europe
|Credit Card||Best For|
|Chase Sapphire Preferred® Card||Travel sign-up bonus|
|Capital One® Venture® Rewards Credit Card||Generous all around rewards program|
|Bank of America® Travel Rewards credit card||No annual fee|
What is the best credit card to use while traveling in Europe?
Here are the best credit cards for travel in Europe: Barclaycard Arrival Plus World Elite Mastercard – Best for European Travel Overall. Capital One Venture Rewards – Best for European Hotel Rewards. British Airways Credit Card – Best for Bonus European Airline Miles.
What credit cards have no foreign transaction fees?
7 Best No Foreign Transaction Fee Credit Cards
- Chase Sapphire Preferred® Card. The best credit card with no foreign transaction fees is the Chase Sapphire Preferred® Card.
- Discover it® Miles.
- Wells Fargo Propel American Express® card.
- Ink Business Preferred® Credit Card.
- Discover it® Student chrome.
- Citi Premier℠ Card.
- Capital One® Venture® Rewards Credit Card.
What is the most accepted credit card in Europe?
Visa credit card
What is the best card to use in Europe?
Best-buy cards overseas
- Best travel credit cards. Barclaycard Rewards – fee-free + cashback. Santander Zero – fee-free + low ATM interest. Halifax Clarity – a long-term top pick.
- Top travel debit cards. Starling – fee-free spending & cash withdrawals. Virgin Money – fee-free cash withdrawals & spending.
How do I know if my credit card has foreign transaction fees?
- Know your card terms. If you can’t readily find information about foreign transaction fees, pick up the phone and call the number on the back of your card.
- Research your overseas bank network.
- Apply for a fee-free card.
- Use only credit abroad.
- Always pay in the local currency.
What is the best credit card for overseas travel?
If you’re in the market for a credit card to use internationally, some of the best cards for international travel are Capital One® Venture® Rewards Credit Card, Chase Sapphire Preferred® Card and Barclaycard Arrival® Plus World Elite Mastercard®.
How do I avoid foreign transaction fees?
Here are five ways to dodge foreign transaction fees and international ATM fees.
- Get a Credit Card Without a Foreign Transaction Fee.
- Open a Bank Account That Doesn’t Charge Foreign Fees.
- Exchange Currency Before Traveling.
- Avoid Using Foreign ATMs.
- Find out if Your Bank Has a Foreign Partner.
- Bottom Line.
Is it better to pay in USD or euro?
Yes, there is a difference. ALWAYS use the local currency (in Spain, that’s the euro). Otherwise, they do what is called Dynamic Currency Conversion. When they price something for you in dollars, it is done to their advantage – the merchant gets to choose the exchange rate instead of the credit card company.
Is it better to use a credit card or debit card abroad?
Avoid extra chargesOnly use your credit or debit card if it has low international usage fees. If your card charges a fee each time you use it abroad, use cash or your credit card or prepaid card instead. Withdraw lots of cash at once.